FHA Loans

Endless opportunities to meet all your home loan needs.

Federal Housing Authority (FHA) loans have been helping people become homeowners since 1934. Contrary to popular belief, FHA loans are NOT only for 1st time home buyers.

Some benefits of FHA loans are:

  • Low down payments (Minimum 3.5% down payment)
  • Down payment can come from a gift from a family member, community grant or 2nd mortgage
  • Low closing costs
  • Flexible credit qualifying
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Why choose an FHA Loan?

Buying your first home?

FHA might be just what you need. Your down payment can be as low as 3.5% of the purchase price, and most of your closing costs and fees can be included in the loan. Available on 1-4 unit properties (i.e. single family home, duplex, triplex, etc…)

Want a fixer-upper?

FHA has a loan that allows you to buy a home, fix it up, and include all the costs in one loan. Or, if you own a home that you want to remodel or repair, you can refinance what you owe and add the cost of repairs – all in one loan.

Want to make your home more energy efficient?

You can include the costs of energy improvements into an FHA Energy-Efficient Mortgage.

Want to buy a home for your child?

Have you ever thought of buying a home or condo for your college student to live in while they are away at school? Or maybe you want to buy your first home but need mom and dad’s help. In most cases a college student or young person just starting out does not have enough income to qualify for a loan on their own. With an FHA loan we can use the parent’s income to help the child qualify for the loan as an owner occupied property with just 3.5% down!

Interested in learning more about FHA home loans? Check out our “About FHA Loans” article.

Interested in learning more about FHA home loans? Check out our “About FHA Loans” article.

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Getting Started

Renting Versus Buying Calculator

If you are thinking about buying a home and are currently renting this calculator will help you determine the financial details as well as the benefits when making the switch.

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Documents You Will Need

A list of all the necessary documents to get the home loan process underway.

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Ready To Get Your Loan?

Feeling confident and ready to start the home loan process? Apply online here.

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Find out how our team can help your dreams become reality!

Talk to one of our experts today.

Find out how our team can help your dreams become reality!

Talk to one of our experts today.

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