Meet Your Local Team

Think local. Borrow local. Live Local.

Mann Hawaii is your local lending office, as a division of Mann Mortgage, we’re backed by the tried trusted and proven support of a lending leader, but with the aloha and local spirit of the Oahu community. With our firm foundation of hometown values, our close client relationships, and our community based experts have helped borrowers fulfill the dream of homeownership for more than 25 years.

Branch Manager

Scott W. Farley


Scott W. Farley has more than 25 years of leadership experience building and running mortgage banking branches. An accomplished corporate strategist and marketer, his vision and expertise in business performance have driven notable enterprise growth in the retail, wholesale, builder and direct to the consumer sectors. He has written numerous real estate and relevant mortgage marketplace articles that have been featured in the Honolulu Advertiser, Honolulu Star Bulletin, as well as other business media. Farley is responsible for driving many of the company’s strategic initiatives in addition to the operational oversight.

Offering a rare blend of creative and operational strengths, Farley has achieved exciting company and branch turnarounds and is recognized for his success in growing sales and profits. His strategic approach to building a business is reflected most recently in his work as Regional Manager of American Bancorp, a division of Colorado Federal Savings Bank, and previously as Retail Manager for Charter Funding of Hawaii. His turnaround capability is highlighted by his accomplishments as Assistant Vice President and Branch Manager of the Hammond Company, the Mortgage Bankers where he led a distressed branch to record profitability through brand revitalization that included major shifts in brand strategy, operations, product delivery, marketing communications, and as lead lender for Schuler Homes of Hawaii.

Farley’s exceptional track record of business improvement is based on his philosophy of total enterprise engagement in change. He is known for his ability to quickly identify and diagnose sales and growth impediments that go far beyond marketing, working with companies to refine their organizational structure, product lines, sourcing, sales channels, market position, as well as general advertising.

NMLS #:261382


Sales Manager

Shawn Kelly


Shawn Kelly joined Mann Mortgage in October of 2011 and currently serves as Branch Sales Manager, overseeing the Oahu and outer island sales efforts for the company’s four branches. Kelly led the growth of the Honolulu Branch from 5 employees to 45, increasing their gross sales from $65 million in 2011 to $210 million in 2012. The Honolulu branch was named #1 branch company-wide for 2012 by Mann Mortgage LLC, which operates 38 branches in a 13 state area. Growth continues with production on track to exceed $300 million in 2013. Purchase growth at the Honolulu branch achieved record highs, making up 48% of volume despite a large refinance volume due to exceptional lending rates.

Kelly is responsible for driving many of the company’s strategic initiatives in addition to the sales oversight. He has been active in the local mortgage banking field since 1993. In 1997 he co-founded Pacific Financial and Mortgage / Applied Wholesale Mortgage where he managed originations, Operations and the sale of closed loans for the company’s business operations in Honolulu and Southern California. At the same time, he co-founded a Real Estate company: Premier Realty 2000, bringing a depth of industry knowledge in both operations and management to his role.

In 2004, Kelly joined Countrywide Home Loans as Honolulu Operations Manager, one of the largest branches in the country, and shortly thereafter became Branch Manager. He managed a sales force in excess of 30 Loan Officers. He oversaw the opening of the first Joint Ventures with key developers and Realtors and expanded the branch into neighbor islands. Kelly joined Bank of America Home Loans after the Countrywide acquisition. Under his leadership, the branch grew to a Top 20 producing branch in the nationwide Bank of America system (over 300 branches) with $300 million in annual sales and held the companywide honor of being the largest lending branch in a non-Bank of America state (no bank branches). Kelly is known for a can-do attitude, unrelenting drive, and strongly supports his sales team ensuring the latest, best tools and programs are available to their customers.

Kelly holds certifications as a Certified Builder Rep and Multi-Cultural Markets Specialist. He had served on the Board of Directors for Hawaii Association of Mortgage Brokers (HAMB) for 3 years (is currently a member) and is serving his third year on the Board of Directors for the Mortgage Bankers Association of Hawaii (MBAH) and is a member of the Mortgage Bankers Association. In addition, he is currently serving a 3-year board term as Director for Waikiki Yacht Club. Kelly studied Finance at Virginia Tech, in Blacksburg, VA and is a former Marine.

NMLS #:471677


Operations Manager

Susan Gonsalves

Susan Gonsalves, Operations Manager with Mann Mortgage, has been in the mortgage banking industry for 25 years. Based in the Kapolei branch, her current responsibilities include oversight of all of the Hawaii-based underwriting and processing staff.

Gonsalves brings a keen understanding to her position, having started from the ground up. She has processed, underwritten, closed, and funded loans for several companies before entering into management. She held a California Real Estate License and Appraiser’s license for residential property earlier in her career, so she is no stranger to the inner workings of various counterparts of the business. This breadth of knowledge enables her to run a well-versed and highly-informed shop, pulling the best technologies together with the vast array of lending products available at Mann Mortgage.

With management experience over the past 12 years, she has worked for GMAC for 11 years in three different states (California, Florida, and Hawaii). As a District Operations Manager, she was brought to Hawaii from Florida to open the loan center in Kailua. At her center, she built a staff that achieved one of the highest productivity ratings in the company. In the same capacity at First Horizon Home Loans, she not only managed the retail operation, but also added wholesale operations to her wheelhouse. After several years in Operations there, Gonsalves joined Pacific Access Mortgage as a Loan Officer. She worked out of the Coldwell Banker office in Kailua and learned what it was like to originate and be on the front lines of the business.

Gonsalves joined American Savings Bank when she was given the opportunity to manage Quality Control, and most recently assisted with managing Operations in their Mortgage Division. She was a part of the team who grew it from a $30 million a month shop to a $100 million shop. There, she worked closely with Servicing, Compliance, and Quality Control.

Gonsalves attended Cabrillo College in Santa Cruz, California.

Branch Sales Manager

Roland Shar


Roland has over 20 years of industry experience. His experience encompasses all aspects of mortgage lending including running his own mortgage company, Mortgage Connections, Inc. Roland is a recognized expert in his field and has held a number of positions of distinction including, President of the Hawaii Mortgage Brokers Association and President of the Western Regional Mortgage Brokers Conference. Roland’s vast experience and expertise allow both borrowers and business associates to enjoy a smooth and timely loan process.

Roland is originally from New York City. He is a graduate of the State University of New York-Albany, University of Michigan and Chaminade University. Roland moved to Hawaii in 1986 and worked for Hawaiian Telephone Company and Hawaiian Electric Company before becoming involved in mortgage lending.

NMLS #:316270


Branch Manager

Craig Steele


Highly awarded and with a 40-plus year career as an experienced Mortgage Banker, Craig Steele is skilled at producing and implementing all aspects of mortgage loans. He maintains a firm understanding of the complexities involved in the loan process while maintaining high integrity and excelling in client presentations.

His ability to utilize and know the most effective strategy from start to a fully funded loan with minimized risk is proven by his history of establishing valuable relationships with clients and his unique understanding of all mortgage regulations and risk management. Craig Steele has received many commendations and awards for being the highest producer in multiple companies throughout his mortgage banking career.

NMLS #:377623


Wholesale Manager/Account Exec.

Tom Corvo


Bio coming soon.

NMLS #:487938


Senior Loan Officer

Cheryl Dehoney

Cheryl brings to her clients a wealth of skill, professionalism, and knowledge from over 25 years in mortgage lending. She continues to enjoy a progressive, successful career and provides her clients with affordable finance solutions. She has received awards for delivering world class service. She has also served on the Board of Directors for the San Mateo County Association of Realtors, where she was named Affiliate of the Year and is a volunteer for various charitable organizations. She is a native Californian and has also lived in Hawaii, Nevada and, for many years now, the Bay Area. Returning to Hawaii, Cheryl has both family and friends here on the island and lending experience in Hawaii since 1996.

Cheryl provides unparalleled service and finds the best affordable customized financial solutions, not “one size fits all” for her clients. She can help obtain financing for real estate—luxury estate homes, investment properties, acreage, hobby farms, and vacation properties.

She has had the honor to work with some of the most recognized real estate professionals and firms. She has also had the opportunity to work with a wide range of clients in various industries: venture capital, advertising and marketing, film/tv production, music & entertainment, law enforcement/public service, education, medical, finance/economics, engineering, insurance, and NFL Alumni Hall of Famers and more.

Communication, availability, and meeting her client’s objectives and goals are paramount to her. Cheryl’s uncompromising dedication to providing the very best affordable financing solutions for her clients has led to long-lasting relationships that are truly valued.

NMLS #:203618


Senior Loan Officer

Gil Riviere


Gil Riviere, Senior Loan Officer, works with Mann from a virtual office on the North Shore and has been in the mortgage lending industry for nearly 25 years. Spending the beginning decade of his career as a mortgage solicitor for various lenders, Riviere then decided to open his own Waialua-based mortgage brokerage in 2001, Town & Country Mortgage. Subscribing to the highest ethical standards and training, he is a member of both the Hawaii and National Associations of Mortgage Brokers.

As a former small business owner, Riviere has an intimate knowledge of the costs of doing business in Hawaii and supports lower taxes for residents and businesses. Riviere is also a former member of the Hawaii House of Representatives. He has represented District 46 and has served as House Minority Whip since 2011. He also serves as president of Keep the North Shore Country, an advocacy organization that seeks to “preserve … the heritage and rural character of the North Shore of Oahu.” Riviere also represents Waialua on the North Shore Neighborhood Board and served as president of the Waialua Little League. He is also active with the North Shore Chamber of Commerce.

NMLS #:376556


Senior Loan Officer

Steven Penske


Steven Penske is a graduate of University of Cincinnati with a degree in Communications. Penske has worked in the residential mortgage industry since 1996 and as a loan originator here on Oahu since 2002. Some of his career highlights include working as the Director of Marketing for Mortgage One, Inc. and being named the Top producer/Branch Manager for Carteret Mortgage and Ascent Home Loans. Most recently, Penske served as the Honolulu Branch Manager for American Pacific Mortgage.

NMLS #:379410


Senior Loan Officer

Evelyn Fullerton


Bio coming soon.

NMLS #:477525


Senior Loan Officer

Gary Rosenberg


Gary Rosenberg has a long standing career in the banking and mortgage industry. He was the top producer for City Bank Hawaii for three straight years before forming his own company, International Mortgage, LLC in 2003. Gary has personal closed over 1,100 transactions in Hawaii for over $450,000,000 in loan volume. His financial expertise, background in economics, and his business education from Cornell College drive his desire to provide the highest level of client service while maintaining the utmost in ethics.

NMLS #:337951


Senior Loan Officer

John Howard


John is a member of the Hawaii Air National Guard with over 25 years’ service and has been teaching Electronics Technology at Heald College for over 14 years.

John started in 2009 with Aloha Aina Mortgage and was under the tutelage of Chet Dal Santo a 25yr+ veteran in the industry. The changes in the mortgage industry required John and Chet to adapt, overcome, and persevere. They joined with Tony Behm in 2010 with FirstCal Mortgage banking and then transferred to Hawaiian Marketing Services dba Mid-Pacific Mortgage in 2011. Along with that change they never wanted to lose their identity of providing service at a fair price. Brokering mortgages for their clients without the restrictions of dedicated banking and limited programs. John finds the most rewarding aspect of being a broker is helping others and finding solutions to their financial conundrums. He specializes in conventional, portfolio, FHA, and VA home loans.

NMLS #:356454


Senior Loan Officer

Pamela Barros


Pamela Barros, Senior Loan Officer, is in Mann Mortgage’s downtown branch. She has been in the mortgage business over 30 years and a loan officer for 24 years. Prior to Mann, she was with Colorado Federal Savings Bank’s Honolulu branch.

She enjoys working with first time homebuyers and VA buyers. The excitement of purchasing a new home, teaching the homebuyer what options they may have, communicating what the borrower needs to know and understand is what Pam enjoys most. Barros says of her role: “My job is to find the product that will suit the needs of the borrower, whether it be 100% financing or a loan with down payment, and give the borrower an option of which program meets their individual needs. I try to insure that the borrower understands the product: FHLMC/FNMA, VA, UDSA or FHA. When they understand how their loan works and the advantages they have, and at closing understand what they are signing. Each borrower is unique like a fingerprint. Everyone has individual goals, different savings and credit habits so meeting and understanding each borrower’s long term goals are important. Keeping in close contact with the borrower during the transaction can make the transaction fun. At the end of the transaction you get to make a family happy, it is a wonderful job.” Barros graduated from Central Washington State University, Ellensburg, WA, with a bachelor of art degree in education.

NMLS #:363919


Loan Officer

Ashley Park


Bio coming soon.

NMLS #:1211131


Loan Officer

Joel Kurata


Joel Kurata, loan officer at the Mann Mortgage Kahala office, enjoys working with first time home buyers to help them cut through the clutter and noise in the mortgage marketplace so they can quickly and efficiently find the loan product that is best for them. He also enjoys the challenge of helping investors finance or refinance their properties, which can be very complex in today’s market.

Kurata was born and raised in Hawaii and matriculated from Hawaii Baptist Academy. He is a federally licensed and Hawaii State licensed mortgage loan originator. Kurata brings with him a strong finance background allowing him to better advise and serve his clients. He has experience in the public accounting industry with Wachi & Watanabe CPA (taxation) and Deloitte & Touche (auditing) and holds a current CPA license. He earned both a bachelor’s and master’s degree in accounting from the University of Washington with a graduate school focus on auditing.

NMLS #:920792


We can help you find the right solution for your needs.

Contact one of our experts today.

We can help you find the right solution for your needs.

Contact one of our experts today.